An alternative investment is any investment other than traditional stocks, bonds, and funds. These types of investments are an opportunity to diversify your portfolio, which can help protect you from market dips in any particular area.
Take Control of Your Money
Banzai 1st has partnered with Banzai to bring you clear, in-depth lessons that help you dive into the financial topics you care most about.
Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
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Building Credit
It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.
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Planning for an Emergency
It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.
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Calculate how much it costs you to drive to work.
Phishing is a type of scam where criminals impersonate a trustworthy entity in a message (email, text, call, etc.) to trick you into revealing sensitive information, allowing scammers to steal your funds or identity.
Your credit score is a cornerstone of your overall financial health—helping determine your borrowing capacity, eligible interest rates, and other financial opportunities.
Your credit history is a crucial building block in the foundation of your finances. It tells the story of how you’ve used credit and outlines your financial borrowing and repayment history.
When it comes to credit scores, it’s worth the effort to go from good to exceptional.
A borrower’s guide to the 2026 student loan changes. Understand the end of the SAVE plan, the rollout of the new RAP and Tiered Standard plans, and why the "tax bomb" is back for forgiveness after 2025.
Debt often carries a negative reputation, but borrowing can be a practical and even strategic part of managing your finances. The key is understanding how loans work so you can borrow with purpose, repay with confidence, and protect your credit health.
Do you spiral every time you open a credit card bill? Or go impulse shopping when your mood is low? It pays (quite literally) to understand the interplay between your mood and your money.
Think of building financial confidence like building your muscles—small improvements over time can yield big results.
Guaranteed Asset Protection insurance, commonly called GAP insurance, makes up the difference if the value of your car is less than what you owe on your loan.
If spending money is the main way you cope with stressful or negative emotions, you may be putting your financial health at risk.
Gambling can offer entertainment, but it carries predictable costs, emotional risks, and a low chance of long-term gain. Understanding the odds, setting limits, tracking spending, and recognizing warning signs, helps individuals make more informed and responsible choices with their money.
Financial anxiety is extremely common, and it’s not a sign of failure. It’s an emotional reaction to specific financial challenges.
Your FICO® Score, which is a three-digit number that summarizes your creditworthiness, is one of your most valuable assets in personal finance.
Topics
Simplify car shopping using our car payment affordability calculator. This car loan affordability calculator helps make smart purchases!.
These 6 activities teach spending, saving, and investing to kids.
Financial institutions are known for essential products and services like checking and savings accounts, loans, and online banking services. But most offer a plethora of other financial tools to boost your financial health.
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Learn how to buy and sell stocks so you can start investing your money.
What should I do when faced with high inflation and rising prices?